Fair Lending in 2025: New Regulations, Examinations and Enforcement

Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching, and significant reputational damage to an institution.

During this webinar, we will go through each of the regulations that fall under Fair Lending and take a look at the latest developments in regulatory compliance.

• Are you as knowledgeable in the Fair Lending regulations?
• Do you know how they pertain to your role and responsibilities?
• Has your compliance program changed with the changes in regulations?  

Fair Lending for financial institutions encompasses a group of laws and regulations prohibiting discrimination in the extension of credit to consumers. Failing to follow the fair lending compliance regulations can result in civil money penalties, restrictions on branching, and significant reputational damage to an institution. 

During this webinar, we will go through each of the regulations that fall under Fair Lending.

• Overview of Fair Lending
• Illegal Discrimination
• Five key regulations under Fair Lending
• Equal Credit Opportunity Act/Regulation B
• Fair Credit Reporting Act
• Truth-in-Lending Act/Regulation Z
• HMDA/Regulation C
• Unfair, Deceptive, or Abusive Acts or Practices (UDAAP)

As regulators prioritize equity and transparency, financial institutions must adapt to evolving standards, address emerging risks, and ensure compliance to avoid penalties. This changing environment demands a deeper understanding of fair lending requirements, the use of advanced data analysis to identify disparities, and proactive measures to align practices with regulatory expectations. Staying informed and prepared is essential for navigating these critical changes effectively.