Preparing Financial Cash Flow Projections

OVERVIEW

One of the most basic analytical and underwriting tools a banker must have is the ability to determine whether a borrower can repay their loans based on the financial information available.

Financial organizations extend credit to borrowers when the borrowers show the ability to repay the loans extended. Ideally, a request for a five-year loan should be supported by a 5-year cash flow projection.

This webinar will help attendees learn key assumptions in a projection and how to assess the validity of a downside-most likely projection to stress test the assumptions.

LEARNING OBJECTIVES

To analyze how revenue projection determines income statement and income statement determines balance sheet.
To explain the critical roles of working capital assets, capital expenditures, and retained earnings in supporting projection.
To analyze how to generate cash flow projections with balance sheets and income statements.
To inspect how to estimate the loan needed to realize financial projections.
To discuss how to underwrite loans needed to fit the lending organization's policies.
To examine how to support loans with appropriate collateral and guarantees.

AREAS COVERED

Key Topics discussed in this session:

Importance of revenues in projecting financial statements and cash flow.
How do project the income statement, balance sheet, and cash flow to calculate the loan amount needed to support the projection and evaluate the ability of the borrower to repay the loan?
Evaluation of underlying assumptions including the feasibility of revenue growth rate, profitability, productivity, efficiency, earning retention, and leverage.
Calculating the loan amount needed to support the financial projection and analysis of the asset collateral base available to support repayment

WHO WILL BENEFIT?

CFOs, CPAs
Loan Officers, Risk Managers.
Accountants, Bankers
Business Owners, Business consultants
Financial Analysts, Investment Analysts
Financial Planners, Corporate Treasurers
Non-profit organizations, Government agencies
Finance professionals
Entrepreneurial/freelance individuals seeking to protect their financial futures

Purchase options

Option	Price
Recorded Link Only	$299
Recorded USB Only	$349
Corporate Recording (Upto 10 Attendees)	$599

*Training USB will be shipped within 7-10 working days. *Buy Now Pay Later option is available in the payment cart page.
*In case you're unable to attend the live session, we'll make sure you receive the recording promptly.

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Mr. Dev Strischek

Principal, Devon Risk Advisory Group

About speaker

A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Martin J. "Dev" Strischek is principal of Devon Risk Advisory Group based near Atlanta, Georgia. Dev advises, trains, and develops for financial organizations risk management solutions and recommendations on a range of issues and topics, e.g., credit risk management, credit culture, credit policy, credit and lending training, etc.

Besides stints at other banks in Florida, Kansas City, and Ohio, his experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii. Mr. Strischek serves as an instructor in RMA’s Florida Commercial Lending School, the American Bankers Association's (ABA) Advanced Commercial Lending School and ABA’s Stonier Graduate School of Banking, and the Southwest Graduate School of Banking.

Mr. Strischek has written over 200 articles about credit risk management, financial analysis and related subjects for the ABA’s Commercial Insights, the Risk Management Association’s RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop.